Lotus Asset Management is a full-service wealth manager. We aim to satisfy all of your financial needs with our complete package of services that are, and will always be, all-inclusive. Some firms charge extra for financial planning, which they consider a separate offering altogether. That is simply unacceptable to us. You cannot invest responsibly without first having created a customized financial plan. Many advisers also charge extra fees to review non-managed accounts. That leads to overly expensive, incomplete advice, and we won't allow it.

Our clients don't have to ask us for particular services, nor will they ever have to pay us for additional help. Our goal is to create, analyze, and maintain your entire financial picture to help you achieve the goals you set forth.

Among other things, our services include:

Investment Wealth Planning Services | Lotus Asset Management

Financial Statement Analysis

Using all of your current financial statements, we will perform a thorough analysis of your entire financial picture. We feel this to be a crucial part of the process as it helps us to get a complete understanding of your financial status. Simply investing your available cash will not get you to where you'd like to be. We need to consider all aspects of your finances and build an optimized plan accordingly.

Investment Wealth Planning Services | Lotus Asset Management

Financial Planning

Using your IPS and statement analysis, we will work together to create a financial plan that aims to address all of your specified goals. We will look at your short and long term liabilities, cash flow needs, taxes, risk tolerance, and investment limitations to tailor a plan fit just for you. We will consider accounts held everywhere, regardless of whether they will be directly managed by Lotus AM, to ensure that we are addressing your full balance sheet. Your portfolio will feature an optimized asset allocation that takes into consideration everything you deem important.

Investment Wealth Planning Services | Lotus Asset Management

Investment Strategy Implementation

According to the financial plan we build, we will strategically implement your investment strategy, using your current positions and tax status as a guideline toward the most tax-efficient transition. In addition, we will always be mindful of market factors when implementing new strategies, striving to avoid market-timing risks that often ail rash investors who are scared of missing out in the short term. We are dedicated to your long term success above all else.

Investment Wealth Planning Services | Lotus Asset Management

Regular Portfolio Monitoring

We review client portfolios consistently to ensure that they are always in line with your IPS and our overall views on the markets. Likewise, we ask that our client always update us with life events and changes, as they may have an impact on your financial plan. Like markets, your life is ever-changing, and we want to be prepared and able to react accordingly.

Investment Wealth Planning Services | Lotus Asset Management

Employer Stock Compensation Planning

We specialize in analyzing various types of stock options and equity compensation, creating tax-optimized strategies with the entire equity compensation lifecycle that are tailored to our clients' cash flow needs. This experience is crucial to maximizing the value of this source of wealth.

  • Incentive stock options (ISOs)
  • Nonqualified stock options (NQSOs)
  • Restricted stock awards (RSAs)
  • Restricted stock units (RSUs)
  • Founders shares
  • Profit interests
  • Employee stock purchase plans (ESPPs)
Investment Wealth Planning Services | Lotus Asset Management

Concentrated Stock Holdings

  • Manage (Holding, Selling, Hedging, Creating Income, Exchange Funds, DAFs/Charitable Trusts)
  • Diversify/Reinvest/Spend based on your needs
Investment Wealth Planning Services | Lotus Asset Management

Tax Optimization

  • Reduce Tax Drag
  • Optimize Tax-Efficient Retirement Strategies
  • Efficiently use advantaged Healthcare Accounts
  • Tax-Loss Harvesting and Carry Forward Losses
  • Charitable Giving Strategies
  • Customized Estate Planning
  • Tailored Asset Location/Withdrawal Strategy